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The inside of a credit report. TransUnion credit reports are comprised of five sections: Identifying Information, Tradelines, Collections, Public Records, Inquiries and a credit score. Any consumer statements or other Fair Credit Reporting Act information will also be displayed.
There are three different major credit reporting agencies — the Experian credit bureau, TransUnion ® and Equifax ® — that maintain a record of your credit history known as your credit report. Your FICO Score is based on the information in your credit report at the time it is requested.