View Here : Credit Report Companies
Dispute something on your Equifax credit reportCreate a dispute if you believe your credit report contains a potential inaccuracy; Place, temporarily lift, or permanently remove a security freezeCreate an account to quickly and easily manage security freezes on your Equifax credit report
TransUnion's exclusive TU Credit Lock puts control of your TransUnion Credit Report at your fingertips.. Lock your TransUnion Credit Report to prevent criminals from using it to get credit in your name. Unlock it when you need to apply for credit.
Credit Reporting Agencies. A credit reporting agency (CRA) is a company that collects information about where you live and work, how you pay your bills, whether or not you have been sued, arrested, or filed for bankruptcy. All of this information is combined together in a credit report.
Once the major credit reporting agencies have collected all the information, compiled your credit history, and generated a credit report, they sell that information back to the lenders, so they, in turn, can determine your creditworthiness. Based on your credit report and credit score, lenders can decide whether or not to lend you money.
There are three different major credit reporting agencies — the Experian credit bureau, TransUnion ® and Equifax ® — that maintain a record of your credit history known as your credit report. Your FICO Score is based on the information in your credit report at the time it is requested.
Credit bureaus, also called credit reporting agencies, are companies that collect and maintain consumer credit information then resell it to other businesses in the form of a credit report. In the United States, there are three major credit bureaus: Equifax, Experian, and TransUnion.